Ledger
Real-time, double-entry ledger with immutable records and full audit trail.
CORE BANKING
Regulated Core Banking for LATAM.
AI-native infrastructure to build and operate accounts, wallets and regulated financial products.
One ledger. One compliance layer. One API. RAENIX gives you the foundation to launch faster, scale securely and stay compliant across Latin America.
WHAT'S INCLUDED
Everything needed to run a modern financial core.
Accounts & Wallets
Multi-currency accounts and wallets for individuals, businesses and financial products.
KYC / KYB
Digital onboarding with identity verification, KYB controls and beneficial ownership validation.
AML & Screening
Transaction monitoring, watchlists, sanctions screening and compliance controls embedded into every flow.
Risk Controls
Configurable risk rules, limits, scoring logic and real-time decisioning across operations.
Treasury
Liquidity management, settlements, internal transfers and cash positioning across rails and partners.
Reconciliation
Automated matching, exception handling and end-to-end reconciliation across accounts and movements.
APIs & Webhooks
RESTful APIs, event-driven webhooks and SDKs to integrate, automate and extend workflows.
Pay Agentic
AI-native payment orchestration that automates routing, decisioning, exception handling and payment operations.
Stablecoin
Stablecoin-ready infrastructure for settlement, treasury flows and cross-border movement with controlled operations.
Regulatory Reporting
Built-in regulatory reporting, compliance exports and operational data pipelines for supervised financial activity.
Sponsor Bank
Sponsor bank connectivity and operational infrastructure to launch regulated products faster and with lower complexity.
Backoffice Operations
Operational backoffice tools for monitoring, approvals, case management, manual intervention and team workflows.
Parallel Core Banking
Parallel core banking architecture for enterprise-grade scalability, multiple products, entities and operating models.
Enterprise
CORE ARCHITECTURE
One ledger. One compliance layer. One API.
Products
Digital financial products and use cases.
RAENIX API
Single, secure API for all integrations.
Compliance
Policy enforcement, screening and controls.
Core Ledger
Single source of truth for all transactions.
Treasury /
Money Movement
Funds flow, settlements and liquidity management.
Reporting /
Reconciliation
Real-time reporting and automated reconciliation.
BUILT FOR
Built for fintechs, enterprises and regulated operators.
New Fintechs
- Launch faster with a proven core
- Comply from day one
- Scale across LATAM markets
Operating Fintechs
- Modernize legacy core systems
- Expand product and market reach
- Reduce cost and operational risk
Enterprises
- Embed financial products
- Centralize treasury operations
- Improve visibility and control
- Regulated Infrastructure
- Enterprise Security
- Multi-Tenant
- API-First
- Regulatory Ready
import { Raenix } from "@raenix/sdk";
const raenix = new Raenix({ apiKey: process.env.RAENIX_KEY });
const account = await raenix.accounts.create({
holder: { type: "business", taxId: "30-71234567-9" },
currency: "ARS",
product: "wallet",
});
await raenix.transfers.create({
from: account.id,
to: "acc_9fj2k",
amount: 250_000,
currency: "ARS",
});DEVELOPERS
Built for developers.
Integrate once and access everything. Our API is unified, consistent and built to scale.
- Fast Integration
- Sandbox Environment
- Webhooks
- Developer Docs
Ready to build on RAENIX?
Power your next financial product with the most advanced core banking infrastructure for LATAM.